PSHOUSEBLOG

Tuesday, December 31, 2013

Happy New Year

All good wishes for all good things for you and yours in 2014

[caption id="attachment_2763" align="alignright" width="400"]

2014 Is Here![/caption]

Did you know that the traditional "Auld Lang Syne" song you hear every year was actually a Scottish song meaning Times gone by? But does anyone really know the words? If you know a Scottsman ask them to sing it with all the traditional Scottish words.

It was brought to popularity in 1929 by Canadian band leader Guy Lombardo and quickly became a US tradition.

If you live in the American South you are probably familiar with the tradition of eating Black eyed peas and Ham Hocks.

Traditions elsewhere in the world include:

Japan: Cleaning house and hosting "forget the year parties" for the year about to end. Children receive small gifts of money.

Netherlands: The Dutch make bonfires and light fireworks

Greece: You eat St. Basils' Cake and look for the lucky coin that was baked inside (hope you don't chip a tooth!)

Spain: At midnight you eat 12 grapes to bring you 12 months of good luck in the new year.

Romania: People wear brightly colored costumes or Bear costumes and perform dances to ward off evil spirits and bad luck.

Whatever your traditions... whatever your resolutions.... we just hope that you have the BEST 2014 !

Michael and Marcia

www.PSagent.com

Saturday, December 28, 2013

Palm Springs Condo For Sale

Condominium 2 Bed with one car Garage

Remodeled

New Flooring

New baseboards

New Counters

New Roof

New Fans

New Fixtures

New Shutters

New Countertops

New Landscape

New Paint

New Backsplash

Offered At $172,500 Call 760-408-5300 for showings

Get More Info On Your Smartphone: Text 314294 to (760) 297-4800

Take the Virtual Tour here

Get the whole story here - maps - photos- walk score neighborhood values - complete property description

Wednesday, December 25, 2013

MERRY CHRISTMAS

[caption id="attachment_3128" align="aligncenter" width="400"]

Merry Christmas and Happy New Year To All[/caption]

Although a snow scene hardly depicts Christmas in Palm Springs I believe that Christmas is about the memories you hold most dear. And the snowy, cold Christmases of my youth are my strongest memories. Although I have spent Christmas in many places with all sorts of weather I will never forget the childhood wish for a white Christmas, and the times that wish came true.

Wherever you may find yourself this year, may your Christmas be everything you want it to be and fill your heart with all the love it can hold.

Monday, December 23, 2013

Palm Springs Images

Sunday, November 3, 2013

Rancho Mirage Short Sale Completed

ANOTHER SUCCESSFUL SHORT SALE CLOSING IN RANCHO MIRAGE

Short Sales occur when a seller must sell their home for less than they owe on the loan(s). There are forms and appraisals and much of the process is like any sale but then you have to submit it all to the bank for approval. This is the part that usually takes the longest. On the one hand you cannot really blame the bank for taking their time in checking everything out. On the other hand many times you feel as though the file is just stuck at the bottom of the pile and no one is doing anything with it at all. A successful simple short sale typically takes you 3-4 months to complete.

Our Recent Sale of 12 Normandy way. See other properties for sale in Victoria Falls.

Short Sale help is offered by many people. You may have even received advertisements in the mail. But here is the Key thing to watch out for. If you have more than one lien on your home about 55-65% of those advertisers won't touch you. The odds are not in their favor. They have a system to process single lien short sales as quickly as they can and get paid. That is perfectly acceptable they have a business model and they follow it. However, that does not help you if you fall outside of their parameters.

Here is where it pays you to find an agent who will both honestly assess your situation and then get to work trying to make it happen. It is not easy but it can be done. Some Short Sale Services can cost money - working with us is free of charge to the seller.

In the past three years we have completed dozens of short sales but we have also helped several homeowners with super complicated short sales. One was a property located on Lease land. During the time that the mortgage was falling behind the Homeowners Association bought out the land lease. There was also a second loan on the property. We successfully closed the deal after 2 years of work. The homeowner did not have a foreclosure posted on their credit. Our most current super difficult transaction was in Rancho Mirage CA at Victoria Falls. We hung in there with the homeowner and after almost 18 months we got it closed. Again no foreclosure on the sellers credit.

This particular sale had 2 loans, HOA liens and city fines plus title problems! We got to work and straightened it all out. So even if someone tells you your short sale cannot be done - lets us give you a free second opinion.