Interest Rates Lower Than Ever

[caption id="attachment_2256" align="aligncenter" width="170"] History Of Interest Rates[/caption]

With Shopping for good deals being the focus of the day I thought it was pertinent to bring up our historic low interest rates. Sure we have heard for some time now that interest rates are low, however, It is one thing to hear it but to see this chart it really brings it home.

The best way to take advantage of these great rates is to be pre-qualified with a a good lender. If you need a recommendation don't hesitate to call us at 760-408-5300 or visit our home loan page on our web site.

Happy Thanksgiving

 

“Cultivate the habit of being grateful for every good thing that comes to you, and to give
thanks continuously.” ~ Ralph Waldo Emerson

.................And if you are looking for something to do after eating and shopping don't forget the open house at our wonderful new Rancho Mirage Listing SATURDAY FROM 11-3 71151 Sunny Lane Rancho Mirage.

See the virtual tour 

Wild Lights AT Living Desert Starts Tonite

The Wild Lights at The Living Desert will open the holiday season on Wednesday, November 21st 2012. In its 20th season this is a great event for the whole family. Enjoy a night out under the stars as you walk the grounds of the Living Desert and see the amazing light displays. Presented by the City of Indian Wells and running on select nights over the holiday season, it is a great night out and loads of fun as well. This year you will see over 750,000 twinkling lights illuminating the park and food and beverages will be available. Look for other special entertainment such as Camel Rides and shows on the following dates: Nov. 21, 22, 23, 24, 30 Dec. 1, 7, 8, 14, 15, 20, 21, 22, 23, 26, 27, 28, 29, 30, 31.
Hours are from 6pm - 9pm for Wild Lights At Living Desert

Living Desert Website

Check out this video for a small taste of what you will see.
[youtube http://www.youtube.com/watch?v=RLQJlj2gVSQ?rel=0&w=560&h=315]

SEARCH HOMES AND FIND OUT MORE ABOUT PALM DESERT CA

The Living Desert is a wonderful community resource. Part zoo, Part Botanical garden its' picturesque setting in the foothills of Palm Desert is breathtaking. Many miles of walking trails take you through the surprisingly varied Desert Landscapes with Palm Oasis and wildlife along the way.  During the year there are many events at the park such as Brew at The Zoo and Wild Lights. You can even rent a conference room with a view of the cheetahs, for a unique meeting that will always be remembered. Truly a treasure for visitors and residents alike.

Wild Lights At The Living Desert Starts Tonite

The WildLights Festival at The Living Desert will open the holiday season on Wednesday, November 21st 2012. In its 20th season this is a great event for the whole family. Enjoy a night out under the stars as you walk the grounds of the Living Desert and see the amazing light displays. Presented by the City of Indian Wells and running on select nights over the holiday season, it is a great night out and loads of fun as well. This year you will see over 750,000 twinkling lights illuminating the park and food and beverages will be available. Look for other special entertainment such as Camel Rides and shows on the following dates: Nov. 21, 22, 23, 24, 30 Dec. 1, 7, 8, 14, 15, 20, 21, 22, 23, 26, 27, 28, 29, 30, 31.
Hours are from 6pm - 9pm

Living Desert Website

Check out this video for a small taste of what you will see.
[youtube http://www.youtube.com/watch?v=RLQJlj2gVSQ?rel=0&w=560&h=315]

SEARCH HOMES AND FIND OUT MORE ABOUT PALM DESERT CA

Food Truck Dining In Palm Springs

If you thought food trucks were only for construction workers in the big city and only served scary food you would never really want to eat then you have been missing something! (Okay...I admit it...so have I!) I guess gourmet food out of a lunch wagon, a Roach Coach a restaurant on wheels is all the rage!

This Saturday in Palm Springs at the Spa ResortCasino Downtown you can pick and choose from some 40 different trucks to dine from! You have to buy a ticket in advance to even get in so hurry to their website. The Food Truck festival will feature some of the hottest food around that just happens to be on wheels!
So come on and enjoy the beautiful weather we are having and get some unique food this weekend in Palm Springs.

Is Your Short Sale Legal?

Short sales - selling for less than you actually owe on the mortgage is legal and is very commonplace these days.  However, there are a few pitfalls you will want to avoid. The summation of an article, that originally appeared in the Orange County Register points out a few common scams that are taking place.

Orange County Register: Short sale fraud “heating up,” expert says A panel of short sale experts presenting at CALIFORNIA REALTOR® EXPO 2012 in Anaheim last week said that “fraud is heating up like a wildfire right now ...” and “we’ve got to be aware that this fraud is changing directions, jumping containment lines.”Among the most common forms of fraud are:

Flopping: non-arm’s length transaction, side agreements, and false information.  Scammers arrange to buy a home at an artificially deflated price intending to flip it immediately at its real value.

Non-arm’s length transactions:

The buyer in a short sale is related to the seller by blood, marriage, or some type of business or personal affiliation.  This is typically arranged by an underwater borrower to regain ownership of the property free from the mortgage debt.

Side agreements:

In addition to payments included in a lender’s “approval letter,” the buyer and seller have side agreements to pay off junior liens, short sale negotiators’ fees, or other third-party fees.

False information:

The transaction includes phony details in the closing settlement statement, or HUD-1, to hide buried costs and fees.
Read the full story as printed in the Orange County Register

For more information on Short sales or homes for sale in the Palm Springs area be sure to see PSAGENT.COM