Breaking News! Foreclosure Reviews Pending

November 1, 2011 it was announced that consumers who were foreclosed on may be eligible for a review of their foreclosure and possible compensation for any wrong doing. Banking regulators are stepping up to the plate and acknowledging that massive irregularities, in 2009 and 2010,  in the processes of the 14 major loan servicing companies requires this review.

The most likely candidates for this review are homeowners who knew something was wrong with their mortgage paperwork but could not get anyone to listen to them back when banks became flooded with foreclosure actions. Many of these homeowners were actively pursuing mortgage loan modifications when the foreclosures took place.

Bank regulators are starting the process by requiring the banks to mail a letter to the former owners of the estimate 4 million cases they intend to review. The reviews will be done at no cost to consumers.  This is a plus as a typical review, often called a forensic audit, could cost a private individual anywhere from $2,500-$5,000.

If you feel like there was something wrong with your foreclosure, now is the time to act. Even if you do not receive one of these letters now is the time to take action.

More information can be found at:

IndependentForeclosureReview.com,   or  toll-free phone line, (888) 952-9105

See more information about short sales and foreclosures on our website

Water Wise Landscape

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The Coachella Valley Water District is sponsoring three workshops to help you learn about efficient landscaping in the Desert.

Dates and Times:

November 18 8am to Noon OR 1pm-5pm
and Saturday November 19th 8am to noon

Costs is $20 and includes refreshments, a potted plant and a landscaping book.

Where:
Held at the UC Riverside Graduate Center(75080 Frank Sinatra Drive)

Register at www.CVWD.org

Happy Halloween!

May you get all the treats you deserve!

 

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StageCoach Festival Tickets On Sale Today

April 27-29th 2012 will be the sixth anniversary of the Country music festival in Indio. New in 2012 will be the additional day of music on Friday.  The first time the two day festival has been expanded.

BUY TICKETS

April will be chock full of Music since the Coachella Valley Music and Arts Festival  will now span two big weekends in a row just before Stagecoach.

Major acts from the world of country Music including Brad paisley, Jason Aldean, Martina McBride, Miranda Lambert, Kenny Rogers and many more will fill the Empire Polo Club grounds to capcity.

[caption id="attachment_1541" align="aligncenter" width="600" caption="Post for 2012 Stagecoach Music Festival"][/caption]

Personal Service and The Right Questions To Ask?

Are You Asking The Right Questions?

In our self-service world where we pump our own gas, check ourselves out at the grocery store and fix our own drinks at fast food places it is easy to forget the importance and the “why” of personal service.  Service delivered by a professional in their field is enhanced when you understand Personal Service and the Right Questions to ask.

The analogy I often use with people who want to do it themselves is an oil change. I am a reasonably intelligent guy. There is probably a good book published that could tell me exactly how to change the oil in my car, step by step.  But the reality is I don’t want to change the oil in my car. I don’t know how long it would take, I don’t know what tools I will need, I wouldn’t know what to do with the oil once I changed it an on and on. If anything did not seem right I would not have a frame of reference to know if it was typical or not typical. More importantly I would not have anyone to ask, whose opinion I trusted.  I would rather go to the oil change place and pay the fee and have them do it right in about 30 minutes.

So to people who want to sell their home on their own or shop for a home on their own I say “go for it”. It is not rocket science. The information is all out there. If you want to put it all together and understand it and how it applies to you I am sure that can be done.  That is not said tongue in cheek or with sarcasm . I have worked with buyers and sellers who were very devoted to the process and although they worked with me, their grasp of the issues was excellent. However, these people were  the exceptional few  and something tells me that they can probably change their own oil!

To the rest of the world, those of us not up for a do it yourself oil change, I suggest that the value of a professional is to help you ask the right questions.  Providing the framework to structure the questions and the issues you should be asking about.

In the troubled Real Estate market that we are in today knowing the right questions to ask is vital.  Almost everyone I personally encounter has a unique set of issues. There is far too much at risk to rely on hunches or a best guess.   Look for the professional who will help you, educate you, frame the issues for you and lead you to ask the questions.

If the professional you have chosen can't do that for you that is a strong clue that they may not fully understand the issues themselves. When  confronted with a person who simply wants to sell you something that is your first sign that it is time to move on to someone else.

Searching out the professional whose valuable guidance and personal service helps me ask the right questions is the only thing that works for me.

Do You Know The Right Questions To Ask?

Are You Asking The Right Questions?

In our self-service world where we pump our own gas, check ourselves out at the grocery store and fix our own drinks at fast food places it is easy to forget the importance and the “why” of personal service.  Service delivered by a professional in their field.

The analogy I often use with people who want to do it themselves is an oil change. I am a reasonably intelligent guy. There is probably a good book published that could tell me exactly how to change the oil in my car, step by step.  But the reality is I don’t want to change the oil in my car. I don’t know how long it would take, I don’t know what tools I will need, I wouldn’t know what to do with the oil once I changed it an on and on. If anything did not seem right I would not have a frame of reference to know if it was typical or not typical. More importantly I would not have anyone to ask, whose opinion I trusted.  I would rather go to the oil change place and pay the fee and have them do it right in about 30 minutes.

So to people who want to sell their home on their own or shop for a home on their own I say “go for it”. It is not rocket science. The information is all out there. If you want to put it all together and understand it and how it applies to you I am sure that can be done.  That is not said tongue in cheek or with sarcasm . I have worked with buyers and sellers who were very devoted to the process and although they worked with me, their grasp of the issues was excellent. However, these people were  the exceptional few  and something tells me that they can probably change their own oil!

To the rest of the world, those of us not up for a do it yourself oil change, I suggest that the value of a professional is to help you ask the right questions.  Providing the framework to structure the questions and the issues you should be asking about.

In the troubled Real Estate market that we are in today knowing the right questions to ask is vital.  Almost everyone I personally encounter has a unique set of issues. There is far too much at risk to rely on hunches or a best guess.   Look for the professional who will help you, educate you, frame the issues for you and lead you to ask the questions. 

If the professional you have chosen can't do that for you that is a strong clue that they may not fully understand the issues themselves. When  confronted with a person who simply wants to sell you something that is your first sign that it is time to move on to someone else.

Searching out the professional whose valuable guidance helps me ask the right questions is the only thing that works for me.