Simplified FHA Loan Mods Start Today

July 1 2013 a new simplified loan modification process starts for anyone with a Fannie Mae or Freddie Mac Loan. Simplified means that you do not have to go through the process of documenting your income and hardship situation.

First find out if that is you - go to this site and see if your loan is owned by Fannie or Freddie

Fannie Mae Look Up: www.knowyouroptions.com/loanlookup

Freddie Mac Look Up: www.freddiemac.com/mymortgage

Then call your loan servicer and ask for for the the new Streamlined Modification

To participate in this program you must be 90 days delinquent on your loan and you must be able to make the three monthly trial payments after which the loan will be permanently modified.

If you have questions on the short sale or loan modification process please call or email us today. More information can also be found on our website psagent.com

Mountain View Villas Condo Sold Rancho Mirage CA

Rancho Mirage CA Condo

Overview Maps Photos Features Description Neighborhood Market Stats

$107,000 Condominium Main Features 2 Bedrooms 2 Full Bathrooms Interior: 999 sqft Lot: 871 sqft Year Built: 1979 MLS #: 13-670115 Location 35968 LINDERA CT Rancho Mirage, CA 92270 USA

---

Michael Layton BRE# 01342880 Big Block Realty (760) 408-5300 [email protected] http://www.PSagent.com        Listed by: Big Block Realty

Our recent listings South Palm Springs Private Estate | $1,329,000 | Palm Springs, CA Demuth Park Fixer | $319,000 | Palm Springs, CA Gorgeous Fairway Home For Seasonal Rental | $4,200 | Indio, CA Spectacular Shadow Hills Golf Course Home | $529,900 | Indio, CA Country Club Living At The Best Price! | $169,900 | Thousand Palms, CA Subscribe to our listing feed

See more Rancho Mirage, CA real estate for sale

How To Choose Green Flooring Products

There are so many articles mentioning GREEN these days it can make you dizzy. One thing I have noticed is that when I read them they are usually full of generalities and short of specifics. I liked this article and wanted to share it with you since it had very specific info included in it. Hope you enjoy!

Going green with your kitchen floor brings benefits beyond making you feel good about your selection. Durability is the biggest prize. Think of homes with wood floors that may be nearing a century old....to read the rest of this story click on the picture below:

Ecofriendly Kitchen: How to Choose Flooring

How Much Is MY Home Worth?

Find out with our 26 Point Max Home Value assessment...As a free service to you I will come to your home and complete my 26 point Maximum Home Value assessment. Just for letting me meet you and walk through your home I will leave you with a written report of what I think it will take to prepare your home for sale at the maximum current price.

You see, I work with so many buyers that, I can walk through any home and see it through the buyers eyes. I know what they will like and what will raise questions for them. Let me show you these things and you can have a more successful sale.

It will take about 30 minutes, depending on how many questions you have for me. No pressure no obligation - you receive free of charge the written plan to getting your home on the market and achieving top dollar in your sale.

How Do I Calculate How Much My Home is Worth?

The correct selling price of a home is the highest price that the market will bear. Many factors influence this price and those factors can change from month to month and year to year. It is important to talk with a Realtor who is actively working in your community to correctly determine the price of your home. Don't play guessing games with one of your largest assets. To assist you in determining the correct asking price we provide you with a comprehensive market analysis of comparable properties sold and offered for sale in your neighborhood. We educate you on the trends currently at play in the market and advise you on any special concerns in your area.

Simply email us, and we will provide you with a speedy response. There is no obligation, you have lots to gain and nothing to lose by contacting us soon.

Don't forget that knowing your homes current value is very

useful when it comes to insurance matters, tax issues and estate planning. With all the changes of the last five years it is time for you to take another look at this critical number.

Just one mundane example of this is the cost of installing a water heater. It has more than doubled to over $1200.  Just one example of the rising costs of replacement.

Sold In One Day Central Palm Springs

Central Palm Springs Bungalow

Overview Maps Photos Features Description Neighborhood Market Stats

$329,000 Single Family Home Main Features 2 Bedrooms 2 Full Bathrooms 1 Unit Interior: 1,120 sqft Lot: 3,485 sqft Year Built: 1975 Location 1230 E Alejo Palm Springs, CA 92264 USA

---

Michael Layton CA BRE# 01342880 Big Block Realty (760) 408-5300 [email protected] http://www.PSagent.com        Listed by: Big Block Realty

Our recent listings South Palm Springs Private Estate | $1,329,000 | Palm Springs, CA Demuth Park Fixer | $319,000 | Palm Springs, CA Gorgeous Fairway Home For Seasonal Rental | $4,200 | Indio, CA Spectacular Shadow Hills Golf Course Home | $529,900 | Indio, CA Country Club Living At The Best Price! | $169,900 | Thousand Palms, CA Subscribe to our listing feed

See more Palm Springs, CA real estate for sale