Real Help For Homeowners Fighting Foreclosure

We are always told to watch out for something that seems too good to be true, because it probably isn't!  You will have to suspend your disbelief in this case however, because NACA.com is the real deal.  It is a nonprofit organization, founded in 1988,  that is designed to help homeowners secure fixed rate financing with no games gimmicks or tricks. It also has helped thousands of homeowners negotiate with the banks that hold their mortgages to get permanent rate and principle reductions. NACA can also provide you with valuable credit counseling service to help understand your mortgage loan and what you will be able to afford.  Perfect credit is not required to obtain financing though NACA.

Watch the CNN video about the founder of of NACA

The best part - beyond the real help you can receive from NACA?  It is totally, 100% free!

What do you have to do?  You will have to organize your finances before you go to them. Paycheck stubs, tax returns, current mortgage coupons and a monthly household budget should be at the ready.

How to Start: Go to the NACA website and click on the button that applies to you - looking for a fixed rate loan to purchase a home? Looking to find a solution to stay in your home?  It is that easy.

NACA has events and office throughout the country and you will be able to find them on their website. NACA has agreements with most of the major banks and the banks even come to NACA events to help you on site.

Currently - February 2012 - NACA is offering fixed rate 30 year financing at 3.875%

Be sure to let anyone you know that is having trouble with their mortgage about this truly free, truly helpful organization.